GoldRock Metal Exchange · Newport Beach
Open a Precious Metal
Start with a conversation about precious metals, pricing and the steps ahead.
Opening your account
Three steps
to get started.
GoldRock helps you choose the gold. A custodian—the company that administers your IRA—handles the account.
Talk with GoldRock
Tell us the amount you’re considering. We’ll discuss gold products, pricing and the next steps.
Start an inquiryOpen and fund your IRA
Apply with a custodian that offers precious-metals IRAs. Then arrange a transfer, eligible rollover or contribution with your account providers.
Choose your gold
Review products and total pricing with GoldRock. Your custodian confirms which products qualify and the arrangements for storing them.
Choose your starting point
Funding
your IRA.
Choose the option that describes your account.
Explore the funding routes below. Choose a starting point in the inquiry form when you’re ready.
Existing IRA
Move funds from
an existing IRA.
Your current provider and new custodian can arrange an eligible direct transfer between your IRA accounts.
A useful first question
“Can you transfer my IRA directly to the new custodian?”
IRS transfer guidance401(k), 403(b) or another workplace plan
Use a 401(k)
or workplace plan.
Ask your plan administrator whether your funds can move to an IRA through a direct rollover. The answer depends on your plan and circumstances.
A useful first question
“Am I eligible to move funds from this plan into an IRA?”
IRS rollover guidanceNew contributions
Contribute
new funds.
Ask your custodian how much you’re eligible to contribute for the current tax year.
About the amount
The $10,000 inquiry range is GoldRock’s starting amount. Your annual IRA contribution limit is separate.
IRS contribution rulesBefore you callYour preparation guideReadClose
Account focus
General preparation
Explore the account guidance above, or select a starting point to tailor this guide.
- Starting point
- Your account type and current provider, or plans for new contributions.
- Priorities
- The metals and amount you’re considering, and the questions you want answered.
- Provider questions
- Ask each provider about charges, storage arrangements and the records you will receive.
Questions for your providers
Ready for
your conversation.
Have your account type, provider’s name and questions ready. Keep account numbers and documents for your custodian’s secure application.
Your guide includes your starting point and selected questions—not your contact details.
Your team
Who does
what.
GoldRock handles the metals. Your custodian manages the IRA.
Conceptual AI imagery. Not a GoldRock or custodian facility.
- GoldRock
- Helps you choose gold and explains the purchase price.
- Your custodian
- Administers your IRA and confirms the storage arrangements and account records.
- You
- Choose your products and approve the purchase.
The details
A few useful
questions.
Open any question to learn what to ask about storage, records or costs.
Prepare for your conversationChoose any topics you want to include.
View preparation guideWho holds the metals?Confirm the custodian, depository and how your holdings are recorded.
- Confirm the legal names of the custodian and depository, and verify them independently.
- Ask how your metals are identified in storage and recorded for your account.
- Request the storage terms and, if insurance applies, its limits, exclusions and claims process.
What records will I receive?Ask about statements, purchase confirmations and records of metal type and quantity.
- Confirm which purchase and holding records you will receive, who issues them and how often.
- Check that the records identify the product, metal weight and quantity you purchased.
- Ask how statement values are calculated and who will resolve a discrepancy.
What will I pay?Separate the metal purchase from account and storage costs. Request each provider’s charges in writing.
- At purchase Confirm the exact products, quantities, total purchase price and any setup or transaction charges.
- While held Ask about recurring account administration, storage and insurance charges, including how they are calculated.
- When you exit Ask about buyback pricing and any sale, transfer, distribution or closure charges. A resale price can differ from your purchase price.
How do I sell or withdraw?Ask who processes instructions, the expected timing, charges and tax questions to review.
- Confirm who takes your instructions, the paperwork required and the expected processing time.
- Ask about resale terms and proceeds after charges, including how long a quoted price is valid.
- Review withdrawal requirements and possible tax consequences with your custodian and independent tax adviser.
How do I open the account?
Start with an inquiry or call GoldRock to discuss your next steps. You open the IRA itself through your chosen custodian’s application.
Can I use my current IRA or 401(k)?
A direct transfer or eligible rollover may be available. Your current provider and receiving custodian confirm the requirements.
Which gold can I buy?
Certain gold coins and bullion qualify. Confirm the exact product with your custodian before buying.
Where will my gold be stored?
In the custody arrangement confirmed by your IRA custodian—not as a private-delivery purchase for your home.
How long does it take?
Your custodian and current provider can estimate the timeline based on your account and paperwork.
What costs should I plan for?
Plan for the gold purchase plus any account, storage and transaction fees. Review each provider’s charges before proceeding. Gold prices can rise or fall.
Your next step
Speak with
GoldRock.
Let’s talk about your gold IRA.